Adriane explains why the Longevity Club On Line was created:

Do you feel totally confident about having all the money you need no matter how long you live? Do you worry that healthcare and maybe a long-term illness will deplete your savings? Are you tired of making financial compromises because you soon will or already have stopped working and the cash flow is less than you expected?

I am considered one of the leading experts in personal finance. I have made millions at my work, yet I have NEVER been financially free. Money has come and gone so quickly and unexpectedly in my life that a psychic once told me that I had must have done something greedy in a past life! (Ok, I didn’t go to a psychic, it was a freebie at a corporate conference, but still, he said it, and I ever forgot it.)

One reason I know that money was an issue in my life is that I never expected to live very long. Because my father suffered an early death, I thought I would, too. So in my 20’s and 30’s when I was a high-powered lawyer I spent lots of money.

Then something really unexpected happened. I reached the age of 50.

I’ve been around since 1948. But my life really opened up when I hit 50. I had a great marriage, a 6-year-old daughter, a 16-year-old son, and a booming career in radio, books and public speaking. I realized that I was more fit and happier than earlier in my life and that I had a chance to make to a real difference in the world, if I could keep my passion and my health. 

I began to be a collector of great ideas for successful aging-hints, tips, research, studies and people who can propel us forward in the fabulous decades ahead. I wrote a book, “How Not To Go Broke at 102: Achieving Everlasting Wealth.” Wiley published it in paperback in 2008. Visit HowNotToGoBrokeAt102.com for lots of freebies and excerpts. Eventually, I became the “USA TODAY” keynote speaker on retirement. 

But, along the way, things were far from perfect. The payoffs got bigger, but so did the challenges. My mother is 91 years old and we have lived through several episodes of illness with her. Now she is living with me, but still keeps an apartment. Will she ever go back to it?

Each time I learned more about how to help, and make a difference.  I believe her life has been saved more than once, because of the professionals I engaged and the type of care that was taken of her. Currently, she lives independently and has attended every event in her grandchildren’s lives. 

Things often broke down financially, too. I left my radio show and failed at a national try. I never recovered that important forum. My newsletter suffered. I needed to reinvent myself, find other work and investments; I re-emerged at mid-life as a different kind of success. That’s how I know you can, too. 

I discovered that my passion was successful aging, itself; I wanted all of us to have a kick-ass old age. I reopened my law practice, specializing in elder law attorney, created corporate and human resource training for the “50 + Child.”  I learned the critical importance of having a personal mission.  

And I moved. I left the trophy house, with all the great fireplaces, and all the burdensome upkeep, for an easy care mid century, downsized home. Lots of angst, but it all worked out. I learned all about universal design, how to make sure I can “age in place.” 

This journey covered all the basics, aging parent, college planning son, young daughter born late in life, financial catch up, reinvention of mission and soul searching. I’m a one person demographic. Along the way I became a travel writer and scanned the globe. Boy do I have information, know-how and resources for any thing that may come up in your life.  

And that’s when it hit me. It wasn’t more stuff or even money I needed to have a great old age. I needed the security that gives us peace of mind. I needed life long cash flow that didn’t need me to work for it. Sure, things were better than great now, but in the end I would have only a small pension from AFTRA, Social Security (keep your fingers crossed), and some great real estate (one of my favorite investments.) There were so many people out there ready to “help,” which meant ready to sell me something.

I decided to face my resistance to planning, recognize that I had a good chance at long life, and make it into a game I could play. A spoonful of sugar makes the budget planning go down!